One of the biggest problems college students have is trying to find money for pay for auto insurance.
It is hard enough trying to find money to pay for college and many need cars to get to college.
How can you find cheap auto insurance for college students without leaving yourself broke? There are several steps you can take to help you to avoid this situation and save money in the process.
#1 the first thing you need to be aware of is some insurers will offer discounts to college students while other will charge a lot more.
Of course no insurer is going to tell you how they operate but different insurers prefer different people different risks.
The only way to find out is to either call around lots of insurers and ask if they offer discounts to students.
This is not only time consuming but many will not even give you a straight answer and will just give you a quote.
A time saving and money saving solution is to get on the internet and search on there.
#2 Some insurers will offer discounts if you have a high GPA.
Some insurers ask this on their applications.
Some do not.
Again the easiest way to find this out is to go through an insurance comparison site on the internet and get quotes.
#3 One of the biggest problem college students have is this.
What address to put down the application.
Some people will say your home address and others will say your campus address.
If you are not living at home and are living off campus for a few years this can be considered your home address too.
So what should you do? The answer is to get quotes from your parents address and where you are living off campus and go for whichever one is cheaper.
If you are living on campus it can be a different story and some insurers will only allow you to put your home address.
The easiest way to do this and avoid going around in circles without getting a terrible headache is to go on the internet and get quotes for both addresses.
If you use a site that compares multiple insurers all you need to do is to put your details down once for each address.
If an insurer will not accept a campus address they will not return a quote.
Simple as that.
If you live off campus you will get a quote and it may or may not be cheaper than your parents address.
Getting online and getting auto insurance quotes for college students will not just save you hours of time but it can save you a hefty sum of money you can use for other things.