Insurers charge differently from each other on policies.
So when it comes to getting rates on policy it would vary.
Before choosing a policy, it is best for you to consider several car insurance policies from different insurers.
One way of reducing the mileage you travel and chances of you getting an auto accident is by traveling less often with your car.
This would also give you more discount on policy.
Do inform your insurer when you make such a decision.
To get a policy with low premium try to maintain your old car yourself.
Many insurers offer road side assistance which include towing services.
This is attractive but bare in mind that thy add something to your overall cost.
Many states would allow insurance companies to make use of credit history when making evaluations, determining and assessing a prospective customers risk factor.
That is to say: getting a good credit record would help you qualify for discount.
To avoid paying installment monthly payment always use direct debit for your premium payments.
To active a canceled policy ask your insurance agent if they accept a partial payment to keep the policy active before you decide.
Note that this could attract a rate higher by almost 50%.
Your having a clean five year driving record would help you get discount on your policy.
On the other hand, a record of reckless driving would attract an extra $200 to $500 increase on your policy depending on the state.
A car alarm would reduce the chances of your car being stolen.
You would get a discounted rate on your policy if your car has this feature.
Always give correct information about your car and ask for the correct price of the policy you want.
Don't forget to compare as many quotes as you can so you can really enjoy affordable rates.